Brevard County

Citizens Property Insurance Corporation insured nine apartment buildings owned by Manor House that were damaged by Hurricane Frances in 2004. This case involves a first-party breach of insurance contract claim where Manor House seeks to recover extra-contractual, consequential damages for lost rental income totaling approximately $2.5 million from Citizens. The trial court ruled in favor of Citizens, and Manor House appealed. The Fifth District Court of Appeal reversed the partial summary judgment regarding the consequential damages claim and certified a question of great public importance to this Court.