{"id":21094,"date":"2025-12-29T16:19:42","date_gmt":"2025-12-29T21:19:42","guid":{"rendered":"https:\/\/wfsu.org\/local-routes\/?post_type=wfsu-news&#038;p=21094"},"modified":"2025-12-29T16:41:12","modified_gmt":"2025-12-29T21:41:12","slug":"pet-insurance-and-animal-cruelty-changes-take-effect-in-2026","status":"publish","type":"wfsu-news","link":"https:\/\/wfsu.org\/local-routes\/wfsu-news\/pet-insurance-and-animal-cruelty-changes-take-effect-in-2026\/","title":{"rendered":"Pet insurance and animal cruelty changes take effect in 2026"},"content":{"rendered":"<p>Regulating pet insurance and providing a database about animal cruelty are among a handful of changes in state laws that take effect at the start of 2026. <\/p>\n<p>Several companies offer pet insurance, but a new law (HB 655) would create a regulatory framework, including required disclosures, consumer protection and definitions of such things as pre-existing conditions and wellness programs. <\/p>\n<p>The North American Pet Health Insurance Association, an industry group, said on its website that coverage for pets &#8212; mostly dogs &#8212; has grown annually 20 percent over the past five years. <\/p>\n<p>Also beginning Thursday, the Florida Department of Law Enforcement will be required to provide an online database about people convicted of animal-cruelty offenses. The database was part of a law (HB 255), known as &#8220;Dexter&#8217;s Law,&#8221; that increased penalties for aggravated animal cruelty offenses. <\/p>\n<p>It was proposed after a St. Petersburg man was accused of decapitating his newly adopted dog. More than 200 new Florida laws were approved during the 2025 legislative session. Most took effect July 1. <\/p>\n<div class=\"fullattribution\">Copyright 2025 WFSU<\/div>\n","protected":false},"author":0,"featured_media":0,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","wds_primary_category":0},"categories":[],"tags":[1136,1135],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pet insurance and animal cruelty changes take effect in 2026 - WFSU Local Routes<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wfsu.org\/local-routes\/wfsu-news\/pet-insurance-and-animal-cruelty-changes-take-effect-in-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pet insurance and animal cruelty changes take effect in 2026 - WFSU Local Routes\" \/>\n<meta property=\"og:description\" content=\"Regulations to pet insurance and providing a database about animal cruelty are among a handful of changes in state laws that take effect at the start of 2026.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wfsu.org\/local-routes\/wfsu-news\/pet-insurance-and-animal-cruelty-changes-take-effect-in-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"WFSU Local Routes\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-29T21:41:12+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wfsu.org\/local-routes\/wfsu-news\/pet-insurance-and-animal-cruelty-changes-take-effect-in-2026\/\",\"url\":\"https:\/\/wfsu.org\/local-routes\/wfsu-news\/pet-insurance-and-animal-cruelty-changes-take-effect-in-2026\/\",\"name\":\"Pet insurance and animal cruelty changes take effect in 2026 - 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